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Topic: Insurance - 12v - 24v more or same (Read 410 times) |
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MARTIND
Junior Member
HAYABUSA 201rwhp
Posts: 51
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Insurance - 12v - 24v more or same
« on: Apr 9th, 2007, 12:33pm » |
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Sure i've seen somewhere on this site stating the insurance is the same for a 12v 2.9 and a 24v cosworth 2.9
might have to start looking for a upgrade if it's true
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Bought Unseen of EBAY - Wish me luck 
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craig
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Re: Insurance - 12v - 24v more or same
« Reply #1 on: Apr 9th, 2007, 12:54pm » |
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well the 12V is listed as a group 13,and the 24V is listed as a group 15/16 depending on company,so all in all there wont be too much in it.....
age and location does bear a factor as well though...
buy IMHO probably talking a difference of 10's of £'s as opposed to 100's.....
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scorpio_man
Administrator
Ford Kuga awd
Posts: 5654
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Re: Insurance - 12v - 24v more or same
« Reply #2 on: Apr 9th, 2007, 12:56pm » |
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hi there
going by an old parkers guide, the 2.0 8v was in group 12, the 2.0 16v was in group 13, the 12v was in group 13, the 2.3 was group 15, and the 24v was mainly in group 16.
going by that then, the 24v could be more expensive to insure, but you need to take in to account age, location, job, discount, etc, etc......
hth
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MARTIND
Junior Member
HAYABUSA 201rwhp
Posts: 51
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Re: Insurance - 12v - 24v more or same
« Reply #3 on: Apr 9th, 2007, 1:45pm » |
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ty
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Bought Unseen of EBAY - Wish me luck
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TiberiuS
Senior Member
Ex. 1996 2.3 Ultima - RIP P789 KHJ
Posts: 2257
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Re: Insurance - 12v - 24v more or same
« Reply #4 on: Apr 9th, 2007, 2:40pm » |
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I don't get this insurance grouping thing.
My 2.3 Scorp cost me £890 last year (fully comp, 3 years NCB). Swapped it for the Jag (IG 18 or 19 I think) and it only cost me £810 - fully comp, honest mileage/value etc. When I'm 25 I'll be able to insure it on a classic policy for about £350. Got the car valued at £6k on the policy, what I'd get if anything happened is another matter though  . When I was going to buy a Cosworth last year it wasn't a lot more than the 2.3, about £80 as I remember.
Old man's cars you see (no offence to our senior members, Mike   ). It pays to have a shop around on the net, you might get a very nice surprise
Regards, Bruce.
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Bruce - '07 Jaguar XKR coupe, '95 Jaguar XJ Sport 4.0, '82 Ford Capri 2.0 Ghia, '15 Honda Civic (sloooooww..)
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craig
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Re: Insurance - 12v - 24v more or same
« Reply #5 on: Apr 9th, 2007, 3:47pm » |
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judging by the message under your name Martin,your probably paying wads for the bike ( ,nice one BTW)....
so the 24V might not suffice
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the_boogeyman
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Re: Insurance - 12v - 24v more or same
« Reply #6 on: Apr 9th, 2007, 4:25pm » |
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i got a great suprise my 24v is still classed as a 12v for some unknown reason
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Scorpius
Full Member
95 Cossie in metalic Green. 96 Cossie in red
Posts: 357
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Re: Insurance - 12v - 24v more or same
« Reply #7 on: Apr 9th, 2007, 5:42pm » |
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The insurance on my 24v was only £11 more than my 2.3.
Ian
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Spannerdemon
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Re: Insurance - 12v - 24v more or same
« Reply #8 on: Apr 9th, 2007, 10:36pm » |
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Quote:| Old man's cars you see (no offence to our senior members |
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Cheeky Young Whippersnapper!! You should have more respect for us more well-honed members....
After all I only pay £146 a year FULLY COMP....72% No Claims........ 
How about you Mike......!!
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Danny
Full Member
Posts: 242
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Re: Insurance - 12v - 24v more or same
« Reply #9 on: Apr 10th, 2007, 8:22am » |
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I found that using Admiral as my insurance company was better and cheaper for my cossie. I am paying on a ten month policy around £800 with 2 Years NCB, 1 accident and 6 points.
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ex 1996 24v Cosworth
Now - Mondeo ST TDCI (Sat Nav Built-in/Bluetooth/Voice Control/Xenons/DeCat/Bluefin Remap @ 190bhp)
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Jonnycab
Senior Member
Former owner of 2.3 Ultima Facelift saloon
Posts: 3900
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Re: Insurance - 12v - 24v more or same
« Reply #10 on: Apr 10th, 2007, 10:25am » |
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Well....I've not made a claim since I was 19 (apart from the odd windscreen)....so that's 20 years worth of NCB & the past 8 years on a taxi policy.
I've only got 3 points which will be spent come November.
Last year my taxi renewal on my 2.3, which is fully comp & includes full public liability (worth a million quid) & £30K legal cover was only £940.
I know other cabbies who are paying up to £4000 for the same policy & can't believe I pay so little....but then again, they do tend to make a couple of claims every year & go to court every so often to plead with the judge not to take their driving license away....again 
Years of carefull driving has meant that my yearly premium can as much as 75% cheaper than some of my 'careless driving' comrades
P.S.....last years fully comp, classic insurance on the MK1 Granny was £125
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Spannerdemon
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Re: Insurance - 12v - 24v more or same
« Reply #11 on: Apr 10th, 2007, 11:02am » |
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Quote:| Years of carefull driving has meant that my yearly premium can as much as 75% cheaper than some of my 'careless driving' comrades |
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That's the secret Jonny. As You, Mike and I know. Let the speed merchants get on with losing their no-claims.
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dan_the_man
Full Member
I'm a YaBB newbie!
Posts: 314
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Re: Insurance - 12v - 24v more or same
« Reply #12 on: Apr 10th, 2007, 11:16pm » |
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my insurance was £ 380 for a 12v and £ 404 for a cossie. I got a cossie ! I am 28 years old and I have 5 yrs no claims .
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Waglet
Full Member
Aubergine 24V
Posts: 209
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Re: Insurance - 12v - 24v more or same
« Reply #13 on: Apr 11th, 2007, 3:44pm » |
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swiftcover.com £186.00, 5 years no claim, I am an old geezer tho`. I like swiftcover because you don`t speak to any one and you print your own certificate. (24V)
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Waglet
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