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   Author  Topic: Insurance  (Read 492 times)
Highlander
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13 Scorpios, XR4x4, Suzuki SJ413 for off road :)

   
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Insurance
« on: Dec 7th, 2008, 12:05pm »
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I've just renewed my insurance , moved from the company I've been with for the last two years.
 
Now if anyone remembers when I fitted a 2.0 diff to my 24v and told the insurance about it because it was a mod I got a surprising reply saying there was no additional increase in the premium.
 
Now I always though this was a mistake on their part but i had it written on my details so i assume i'm covered.
 
Anyway I assumed this time with the new insurance company they would pick it up and i'd get a hefty quote.
 
But no...  
 
"As the part fitted to the vehicle is from a lower performace model there will be no additional premium!"
 
Now as this mod takes about a second and a half off your 0-60 time it is a huge performance mod,  
I just wonder if I increased the engine BHP enough to give me the same performance what the premium would be ;
 
Definitely a wee loophole Wink
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on Oct 17th, 2011, 12:35pm, Simmo wrote:
I give up ! Roll Eyes Too much for an old boy!  Huh

mr._floppy
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Re: Insurance
« Reply #1 on: Dec 8th, 2008, 12:55am »
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Highlandman,  you're  far  too  honest  for  this  world   Roll Eyes  
 
  Who's to know you've changed the diff ?  
   
Anyhoo,  the diff, while it may increase your  0-60 time, isn't really a performance item  as  the engine  output  is  the  same  and  the  car's  top  speed  is relatively  unaltered.
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Highlander
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13 Scorpios, XR4x4, Suzuki SJ413 for off road :)

   
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Re: Insurance
« Reply #2 on: Dec 8th, 2008, 9:16am »
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erm true but it makes it a LOT quicker off the mark, which I reckon is an improvement in performance however you look at it Wink
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on Oct 17th, 2011, 12:35pm, Simmo wrote:
I give up ! Roll Eyes Too much for an old boy!  Huh

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