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Topic: re-spray cost(maybe ins. claim)? (Read 1302 times) |
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bootiful-scorpios
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ex 2.9 24v
Posts: 560
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re-spray cost(maybe ins. claim)?
« on: Dec 16th, 2006, 9:47pm » |
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the other night some git nicked our chrome dust caps all 4
not happy just taking them they also scratched poor scorp from boot to wing /then wing to boot with extras on the doors , nice (not) 
why do people find joy in wrecking other peoples cars ?
not sure if its best to do a insurance claim but a bit scared scorp would get wrote off with the prices of the scorp how its droping at the moment ? sally 
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scorpio_man
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Ford Kuga awd
Posts: 5654
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Re: re-spray cost(maybe ins. claim)?
« Reply #1 on: Dec 16th, 2006, 10:04pm » |
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hi there
most insurance companies will pay out to 70% of the book value in a claim. best to ask a few bodyshops for their opinion.
hth
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bootiful-scorpios
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ex 2.9 24v
Posts: 560
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Re: re-spray cost(maybe ins. claim)?
« Reply #2 on: Dec 16th, 2006, 10:29pm » |
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hi scorpioman thanks for relpy.
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SCORPY_NEWBY
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Scorpless but still an admirer!
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Re: re-spray cost(maybe ins. claim)?
« Reply #3 on: Dec 16th, 2006, 10:33pm » |
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Hi, is it just the side, or have they gone onto the boot lid?
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bootiful-scorpios
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ex 2.9 24v
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Re: re-spray cost(maybe ins. claim)?
« Reply #4 on: Dec 16th, 2006, 10:41pm » |
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side ,
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Dave
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Tourmallard 24v (ex-owner)
Posts: 1984
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Re: re-spray cost(maybe ins. claim)?
« Reply #5 on: Dec 16th, 2006, 11:17pm » |
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Sorry to hear of this Sally
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Life after the Scorpio ain't easy..
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SCORPY_NEWBY
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Scorpless but still an admirer!
Posts: 113
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Re: re-spray cost(maybe ins. claim)?
« Reply #6 on: Dec 17th, 2006, 12:45am » |
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I work at a bodyshop in lincs and we just put a new boot lid, rear bumper and lights on a 98 ghiax with 105000 miles on the clock through the insurance so it may not be written off. Worth a go, you can always cancel the claim if they plan to write it off. Or alternatively do what I've done in the past and let them write the car off, When they give you a figure for the car say you want to buy the car back off them (you will get it for a pittance) This way you will have the write off money to pay for the repairs. Job done!!
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Jim
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1996 2.3 115k and rising
Posts: 121
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Re: re-spray cost(maybe ins. claim)?
« Reply #7 on: Dec 18th, 2006, 1:28am » |
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My 2.3 was attacked from behind by a cement mixer. Medium surface damage down rear quater panel. Insurance wrote it off as beyond economic repair. Offered me £1600, I accepted and bought it back for £160 (10%). After excess and repair had enough left to pay for some of the general maintenance things that are normaly required. The Scorp is lovingly refered to by the family as the money pit. 
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Jim
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bootiful-scorpios
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Posts: 560
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Re: re-spray cost(maybe ins. claim)?
« Reply #8 on: Dec 18th, 2006, 4:10pm » |
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Hi SCORPY_NEWBY and jim, thank you for replies ive never had to do this befor ! so basicaly would i have to take car some where for a quote first?
then get in touch with insurance company ?
if car is a write off and we get the chance to buy it back do exsiting insurance still carry on or do i have to start again?
and do making a claim affect your insurance for years a head ? its fully insured with bonus protected but do it mean what it say? sally
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Baz
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S Reg. 1998 24v Cosworth S2.9 COS (Deceased)
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Re: re-spray cost(maybe ins. claim)?
« Reply #9 on: Dec 18th, 2006, 4:13pm » |
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If they write the car off and then you buy it back, basically you have to reapply for the insurance and let the insurance companies know it was an cat d or c write off. They will then quote accordingly.
If you have protected no-claims thgat should stay in place even if you are claiming for vandal damage etc.
Either way, the insurance company should pay out the respray costs or make you another offer if you are fully comprehensive.
Oh, and yes you would need to get a quote for the works first. I wouldn't go to main dealers etc. as they will be daft money; rather get a few quotes from smaller garages (with the right gear to do the job obviously) and maybe one main dealer as a comparrison
Baz
Baz
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bootiful-scorpios
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ex 2.9 24v
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Re: re-spray cost(maybe ins. claim)?
« Reply #10 on: Dec 18th, 2006, 4:31pm » |
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thanks baz that was very helpful.
the other thing that worries me is that it happened right out side the house car is almost 4 steps away from front door! rrrrrrrrrr.
i belive they used the chrome dust caps to do the scratching with,
so wont ever put them on a car again ,
yeah just worried they will strike again if car do get resprayed, but may be im thinking wrong here idont know just feel a bit guttered at mo
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TiberiuS
Senior Member
Ex. 1996 2.3 Ultima - RIP P789 KHJ
Posts: 2257
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Re: re-spray cost(maybe ins. claim)?
« Reply #11 on: Dec 18th, 2006, 6:00pm » |
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Sally, if it's just an economical write-off you shouldn't have any problems with getting it back, everything is done on paper. Only if the car suffers severe damage in a crash is there a problem with getting it back, there are different classes of write-off just to confuse us all...This is how it was with the Capri anyway.
Try a paint chip company too, Chips Away are reputed to be good. May be worth a try before you commit to a full respray.
BTW, what colour is the car? State blue? In my experience it's not the hardest colour to match, done a few paint jobs on mine and got a good finish.
Good luck.
Regards, Bruce.
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Bruce - '07 Jaguar XKR coupe, '95 Jaguar XJ Sport 4.0, '82 Ford Capri 2.0 Ghia, '15 Honda Civic (sloooooww..)
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Dave
Senior Member
Tourmallard 24v (ex-owner)
Posts: 1984
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Re: re-spray cost(maybe ins. claim)?
« Reply #12 on: Dec 18th, 2006, 7:27pm » |
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How deep are the scratches?
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bootiful-scorpios
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ex 2.9 24v
Posts: 560
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Re: re-spray cost(maybe ins. claim)?
« Reply #13 on: Dec 18th, 2006, 7:28pm » |
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hi bruce, scorp is panther black ,
how big a mark can these chip people do? on the back door alone have 7 scratches i had a count up of them to day but could not stomach to count the rest ! i try to avoid seeing it at the mo .
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Dave
Senior Member
Tourmallard 24v (ex-owner)
Posts: 1984
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Re: re-spray cost(maybe ins. claim)?
« Reply #14 on: Dec 18th, 2006, 7:44pm » |
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Depends how deep the scratches are as to how much they can do.
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TiberiuS
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Ex. 1996 2.3 Ultima - RIP P789 KHJ
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Re: re-spray cost(maybe ins. claim)?
« Reply #15 on: Dec 18th, 2006, 7:51pm » |
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I'm not sure how far they can go but it can't hurt asking, would be cheaper than a bodyshop and I know a couple of people over on the other forum who've had paint done by them and say it was good.
Black should spray ok, colours like red and gold are the hardest to match. Getting a good finish shouldn't be the problem but in direct sunlight even a good job could stand out a mile on metallic paint.
Mabye a full respray is the way forward, I could spit blood when this happens to someone...
Regards, Bruce.
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Bruce - '07 Jaguar XKR coupe, '95 Jaguar XJ Sport 4.0, '82 Ford Capri 2.0 Ghia, '15 Honda Civic (sloooooww..)
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bootiful-scorpios
Full Member
ex 2.9 24v
Posts: 560
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Re: re-spray cost(maybe ins. claim)?
« Reply #16 on: Dec 18th, 2006, 8:10pm » |
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hi dave there not down to the metal,
i can see the primer and i can feel a grove in them if you undestand what i mean by that?
its the 2nd time ive had the chrome dust caps took off the car but the first time they were happy just to take them, sally
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Baz
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S Reg. 1998 24v Cosworth S2.9 COS (Deceased)
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Re: re-spray cost(maybe ins. claim)?
« Reply #17 on: Dec 18th, 2006, 8:20pm » |
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get a few CCTV cameras. I have them fitted to my house (Because I sell and install them!!) and managed to use CCTV to catch the lowlife that hit my wifes brand new megane cabrio outside the house. The lad thought he had got away with it..... he was wrong and it cost him £1600.00 to boot!!
It is easy to do now with wireless IP cameras and a half decent capture card for a few hundred quid
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monghad
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Re: re-spray cost(maybe ins. claim)?
« Reply #18 on: Dec 18th, 2006, 8:43pm » |
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What the hell did they think they accomplished doing it, then again accomplishment is something they obviously lack, they seem to think that moral fibre is something you put on your porridge to keep you regular, the t*ssers. Hope you find a way to keep your Scorp Bootiful-Scorpios.  Chris.
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bootiful-scorpios
Full Member
ex 2.9 24v
Posts: 560
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Re: re-spray cost(maybe ins. claim)?
« Reply #19 on: Dec 18th, 2006, 9:26pm » |
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baz how much would cctv cost ? and could you give me some idea what to look for?
when i first saw what had been done to the car i wanted to get more dust caps and set up the video camera as they had been there 2x there is bound to be a 3rd but realised the disc ant long enough i just felt in hope i could catch who it was , i dont know what id have done if id caught them in the act of it.........id prob scratched them with ma nails or kick em some where it hurts,
chris thanks for you comments , i just hope that one day if and when they have a car they have the same happen to them.
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