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Topic: INSURANCE MATTERS (Read 8067 times) |
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TRACEYS_LIMO
Full Member
I'm a YaBB newbie
Posts: 377
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Re: INSURANCE MATTERS
« Reply #20 on: Jul 4th, 2009, 9:13pm » |
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one swiss company would not even come and see the car when some lowlife hit my bumper and broke it and they claimed they had no repairers in sussex or kent and i would have to get my own quotes and sent them in at which point the company would right it off because of age it makes you wonder what fully comprhensive actully means. there latest adds i believe should have an age warning and area warning if your car is over 10 years old or you live in the wrong place you can forget it  rant over
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Pegasus
Full Member
24V Cosworth Ultima Born: Sept 97, sold Aug 23
Posts: 741
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Re: INSURANCE MATTERS
« Reply #21 on: Jul 17th, 2009, 4:53pm » |
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on Jun 29th, 2009, 11:30pm, gemeg22171 wrote:
Just got my renewal from Saga, £168 fully comp.
£5 dearer than last year. Can't find a cheaper deal. |
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Hope you don't need to claim - I did and have never dealt with such a bunch of pr*ts. The other person involved was also with them - I met him a couple of weeks after the prang and he felt the same - they couldn't even give him an address for him to write and complain!
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pinto
Full Member
TD04 on a galaxy manifold ? whooooooosh !
Posts: 474
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Re: INSURANCE MATTERS
« Reply #22 on: Jul 17th, 2009, 5:32pm » |
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Just changed my 2300 ghia to a 24v ultima on renewal.... i was mortally offended by the increase from £23 a month to £26..... 
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gemeg22171
Full Member
Posts: 156
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Re: INSURANCE MATTERS
« Reply #23 on: Jul 17th, 2009, 8:42pm » |
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on Jul 17th, 2009, 4:53pm, Pegasus wrote:
Hope you don't need to claim |
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Believe me so do I........
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Pegasus
Full Member
24V Cosworth Ultima Born: Sept 97, sold Aug 23
Posts: 741
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Re: INSURANCE MATTERS
« Reply #24 on: Jul 17th, 2009, 9:13pm » |
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I did - what a nightmare - was talking to different parts of the company that weren't talking to each other - I had to do all the chasing (even had to get the garage to try & sort out - -owner said he had to deal with them year before about an old lady's car - said they reduced her to tears) - they didn't even send the assessor to look at my car, just some kid with a camera and on the pics decided it was a cat D write off - what wasters - and they said given the age of car if I just damaged the wing mirror next year they'll write it off. 
Not 1 word from them at anytime during the claim - except now they're asking me to renew. 
They've got 2 chances of that - 1 slim, the other fat. 
rant over
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Gazza_UK
Full Member
2.3 Ultima auto :-)
Posts: 166
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Re: INSURANCE MATTERS
« Reply #25 on: Jul 18th, 2009, 11:57pm » |
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on Jun 30th, 2009, 7:31pm, Highlander wrote:
Thats all very well until theres a claim made on your insurance  |
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Very true re my XR4x4 it was totaly standard and I mean TOTALY standard right down to the radio cassette and then 3 engineers came round ( at differant times )to Measure the height of the car to the arch even checked the wheels and tyres were standard they were 165/55/14 ( I think ) one engineer told me if they were 175/55/14 or 165/60/14 etc then thats it insurance is. . .
NULL AND VOID
then it was bonnet up and checked the engine code and look for NOX and TURBO then I said . .
"mate its bog standard as when it came out of factory"
Oh ok we can see that now but even if you lowered it by 5mm then thats it no insurance he said thats how they get out of paying you he said so When they ask you has it been modified in any way and you say NO then lets say you lower it 5mm then guess what . .
Yep null and void
Hope this helps you all out if you do any thing like bigger tyers smaller wheels 
for gods sake TELL them
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Snoopy
Administrator
Very old.BAD tempered and missing friends.
Posts: 6278
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Re: INSURANCE MATTERS
« Reply #26 on: Jul 19th, 2009, 8:29am » |
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I quite agree, If you do ANY modification to your car even to replacing the radio INFORM your insurance co ... IN WRITING .... and keep copies ask them if it affects your insurance before you do any mods.... I fitted full leather in mine. I told the insurance co it does not cost very much and that way they are unable to use the get out clause written in MOST policies about informing them.
In my previous life...I have seen so many people end up with just basic 3rd party insurance after accidents because they failed to tell insurance companies of very small modifications even wheels and tyres.
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wumpster
Full Member
1996 2.5TD Scorpio Exec
Posts: 155
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Re: INSURANCE MATTERS
« Reply #27 on: Jul 19th, 2009, 7:03pm » |
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i only do 10,000 miles in the scorps but cover 60,000 a year in me 530D
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www.thewumpster.co.uk
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leewar
Senior Member
I'm a YaBB newbie!
Posts: 1504
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Re: INSURANCE MATTERS
« Reply #28 on: Nov 18th, 2009, 8:00pm » |
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I'm with computerquoteinsurance.com. My premium is 135.50 2.0 16v full no claims, protected and legal cover but with no breakdown.
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Chieftain
Full Member
Mechanically Challenged with a 24V Cosworth
Posts: 491
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Re: INSURANCE MATTERS
« Reply #29 on: Dec 22nd, 2009, 11:09am » |
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Just had renewal forms £208 including second driver legal fees etc, recovery so quite happy with that for a Cossie. this is via my broker who always seems to have looked after me. Actual insurance is with Fortis.
Happy Christmas one and all.
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Bob
if it ain't broke fix it and it will be
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londonajay
Newbie
I'm a YaBB nbeiwe!
Posts: 42
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Re: INSURANCE MATTERS
« Reply #30 on: Dec 29th, 2009, 1:39pm » |
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so jealous of all these premiums being boasted about!! 
I'm a new driver and my premiums are through the roof! First car is this P reg scorpio ultima 16v 2 litre saloon.
I covered the length and breadth of insurers and ended up with admiral (groan after hearing stories on here)...
TpF&T £1400 after some minor "tweaks" and paying monthly.
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gozz
Senior Member
Been around awhile
Posts: 3475
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Re: INSURANCE MATTERS
« Reply #31 on: Dec 29th, 2009, 5:20pm » |
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londonajay.
You should be an old bloke like me
GOZZ.
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Robzere31
Full Member
2015 Felt F5 (Ultegra)
Posts: 113
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Re: INSURANCE MATTERS
« Reply #32 on: Jan 10th, 2010, 4:56pm » |
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on Dec 29th, 2009, 5:20pm, gozz wrote:londonajay.
You should be an old bloke like me
GOZZ. |
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I am an old bloke.....well 40 anway , & still the best quote for my scorpio diesel is £650 TPFT. 
As I said in a previous post I was quoted £325 for 3.5L V8 BMW.
This was a couple of weeks ago, I can't see why the scorpio is so expensive to cover.
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Scorpio_Mike
Senior Member
Jeep Grand Cherokee 3.0 V6 & 2.8 Sierra XR4i 4x4
Posts: 2354
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Re: INSURANCE MATTERS
« Reply #33 on: Jan 10th, 2010, 10:43pm » |
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How much longer before Scorpios can be put on 'Classic' insurance policies ?
Appreciate these policies are normally limited mileage but just curious as to what age a car has to be before it can qualify ?
My 1986 Sierra XR4x4 cost £103 / 3000 miles per year fully comp
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Star sign is Scorpio !
Sierra XR4i's are great...especially when fitted with 4WD 
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Gazza_UK
Full Member
2.3 Ultima auto :-)
Posts: 166
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Re: INSURANCE MATTERS
« Reply #34 on: Mar 26th, 2010, 12:13am » |
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WOW almost a full year LOL
Right been on all the go compare sites etc and the yellow pages ( Via Google )still around the £400 so went to Admiral and tried there Multicar. . . .
Mrs car 2.0 granny and my Scorpio 2.3 with mine full breakdown / recovery £444
both FULLY COMP result LOL
"Quote mike"
How much longer before Scorpios can be put on 'Classic' insurance policies ?
After 15 years so i was told
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NormanHall
Junior Member
Scorpio-itis
Posts: 84
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Re: INSURANCE MATTERS
« Reply #35 on: Mar 26th, 2010, 6:43am » |
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my renewal quote for 18k miles is £213 for 2.9 12v, mind I am 71
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