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Topic: Full comp good price (Read 3437 times) |
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kim
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Just insured 24v for me and the wife ,with full no claims windscreen and protected no claims £207 a year Company's name 1st Central through confused.com Hope that's of use ,best of luck Kim
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tonyboy
Full Member
black2.924Vcoss ( No More )
  
 
Posts: 998
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Re: Full comp good price
« Reply #1 on: Jul 23rd, 2009, 8:15am » |
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That's a good price, thought mine was good @£209 just for the basic package
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I think i'm going, erm what do you call it..... Senial.... 
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Robzere31
Full Member
2015 Felt F5 (Ultegra)
Posts: 113
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Re: Full comp good price
« Reply #2 on: Jul 25th, 2009, 12:48pm » |
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Nice price.
I've just had to insure my 2.5 diesel estate......£903 
0 NCB though as I had a company car for 4 years & when I left they wouldn't send me a copy of the NCB certificate 
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wumpster
Full Member
1996 2.5TD Scorpio Exec
Posts: 155
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Re: Full comp good price
« Reply #3 on: Jul 25th, 2009, 2:57pm » |
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my 2.5 td saloon is £105 fully comp at £903 thats a rip off m8 my taxi is a BMW530d 04 plate and that is only 800 fully comp 
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www.thewumpster.co.uk
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Robzere31
Full Member
2015 Felt F5 (Ultegra)
Posts: 113
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Re: Full comp good price
« Reply #4 on: Aug 7th, 2009, 6:38pm » |
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on Jul 25th, 2009, 2:57pm, wumpster wrote:| my 2.5 td saloon is £105 fully comp at £903 thats a rip off m8 my taxi is a BMW530d 04 plate and that is only 800 fully comp |
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Who's that with & do you have NCB ??
UPDATE.
Well, I've nosed around & the best quote I've had is £507 TPFT
Problem is when I had my Peugeot the company I'm with quoted £300, which I was happy with.
When I sold it & brought the Scorpio, I expected the cost to be a little higher.
When I informed them though, I was told £903.
Now, if I cancel the cover, I lose the 5 months NCB I've built up + they want £50 cancallation fee. 
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mick_66
Full Member
Posts: 174
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Re: Full comp good price
« Reply #5 on: Aug 10th, 2009, 12:33pm » |
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Robzere31 says:
Quote:| 0 NCB though as I had a company car for 4 years & when I left they wouldn't send me a copy of the NCB certificate |
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@
Get back onto them m8. they cant keep ur no claims bonus.
I d get back on the phone robzere, get ur no claims discount and try for another with it, you should a massive drop.
Personally: my new insurance has went from just over £500 with direct debit to now £265 with admiral insurance full comp.  that'll do me 
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Gazza_UK
Full Member
2.3 Ultima auto :-)
Posts: 166
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Re: Full comp good price
« Reply #6 on: Aug 10th, 2009, 4:01pm » |
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There seems to be a lot of issues with the scorpion insurance and for the life of me I cant see why . . .
My 2.8inj XR4x4 was £280 fully comp
My 2.3inj ultima IS £400 Fully comp
Im 50yr old full 20+ yrs no claim
Now here is the thing . . .
When they say Have you made any claims in the last 3 or 5 yrs is that looked at as
1. I had accident not my fault I did not claim I just told my insurance company and done paper work
Now is this classed as a claim
Or
2. I caused the crash and had to make a claim
Is this what they mean
Basicly if I was in a accident not my fault got all my excess back is it still classed as a claim
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scorpio_man
Administrator
Ford Kuga awd
Posts: 5654
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Re: Full comp good price
« Reply #7 on: Aug 10th, 2009, 4:52pm » |
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hi there
yes, AFAIK. anything reported to the insurance is classed as a 'claim', regardless of fault.
hth
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Snoopy
Administrator
Very old.BAD tempered and missing friends.
Posts: 6278
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Re: Full comp good price
« Reply #8 on: Aug 10th, 2009, 5:48pm » |
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That is NOT strictly true but you need to ask your insurer what policy he uses. My company, like most require as a condition of insurance that you notify them of ANY accidents/damage regardless of whether you claim or not, but do not class notifications to them as " Claims".
However,if you fail to comply with this condition and you do need to make a claim and they find out that you have had accidents/damage, and not notified them then they can and sometimes do withdraw the insurance cover, (it reverts to very basic 3rd party)
So its always worth talking to them and asking. NOT specifics just their policy and get it in writing if its different to the norm!
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scorpio_man
Administrator
Ford Kuga awd
Posts: 5654
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Re: Full comp good price
« Reply #9 on: Aug 10th, 2009, 5:57pm » |
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hi Dave
i was basing my post on something i read from an insurance rep on one of the forums i use.
it goes along the line that if you've been in an accident, regardless of fault, then (most) insurance companies will put a weighting on you, making your insurance a bit more expensive.
i might be able to track the post down, but it was a while back, now.
cheers
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Matt
Senior Member
Manual'd and a 4.0 in the making
Posts: 2816
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Re: Full comp good price
« Reply #10 on: Aug 19th, 2009, 9:51pm » |
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enter the young person
last time i insured the 24v it was £1200 TPFT on a 5000 mile limit (22y/old and 3NCB too)
cant wait to see the quote when i tell them the engine and box have been dumped for a 4.0l manual lol
so all you 3 figure policy people be happy it aint that bad 
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FDS2000 Scans - Birmingham
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granorpio
Full Member
1998 Silver Facelift Cosworth
Posts: 589
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Re: Full comp good price
« Reply #11 on: Aug 19th, 2009, 10:09pm » |
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I think Matt you'll find, assuming you can get insurance for it, that in the end it may just be simpler to having your wages paid into their bank account rather than yours to pay for it.
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- Mike -
So nearly said "goodbye" but now Scorpio will see another day, alongside the replacement! eek!
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pinto
Full Member
TD04 on a galaxy manifold ? whooooooosh !
Posts: 474
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Re: Full comp good price
« Reply #12 on: Aug 23rd, 2009, 9:39pm » |
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Matt, track down a broker in the midlands called MCE - they managed to get my Xr4x4 3.2 Turbo insured for just £440 fully comp 
I was going to put the scorp on that policy when i bought it, but they declined the vehicle - it wasnt modified ENOUGH
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bryn
Newbie
97 Ultima Cosworth Load Lugger
Posts: 21
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Re: Full comp good price
« Reply #13 on: Aug 25th, 2009, 5:57pm » |
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I manage £328 fully comp,
Im 27 no points and 6 years ncd,
Its through Esure, however the beast got screwed on Saturday night and they want to tow it away before they decide on a price and wont supply a curtesy car as advertised as its not getting repaired.
Its just legalised theft if you as me.
The will allow me to claim for the child seat that was stolen but nto my 2 12"subs n amp. Niether were declared, go figure.
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gozz
Senior Member
Been around awhile
Posts: 3475
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Re: Full comp good price
« Reply #14 on: Aug 28th, 2009, 11:59pm » |
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bryn.
Don't let em tow it away,unless police are involved with forensics the insurers can see what they need to at your place.One of our family had a similar thing whereby her car was transported to 'an approved repairer' with light frontal damage,it was duly condemned to death,and taken to another compound to be crushed before she agreed anything with the insurers.It took me prolonged sleuthing to locate the car,get it back and repair it for £300.If the car belongs to you,then you decide where it stays.
GOZZ.
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