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Topic: work this out (Read 847 times) |
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a900one
Full Member
A scorpio is for life not just for christmas
 
Posts: 980
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work this out
« on: Apr 26th, 2019, 9:50am » |
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I have been getting some prices to renew my insurance as its now £500 to renew with present insurer. I have been doing this on line, got a very good price and tried to buy it, but it would not let me. I rang their customer service to see what I was doing wrong and found out I had missed out an accident that had happened 2 years ago. This was a no fault accident on my part, hit in the rear by a woman who I am sure was playing with her phone. He said he could complete the purchase for me but when I asked what price he was looking at it was £95 more. I asked why It was so much more and he said because I had been hit I was more likely to have an accident now and was a bigger risk 
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FlefasaurusRex
Newbie
1998 Ultima Cosworth Estate, Panther Black
Posts: 31
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Re: work this out
« Reply #1 on: Apr 26th, 2019, 11:54am » |
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That seems to be the way things work nowadays, my insurance company refused to add my mother as a named driver unless I doubled my premium because she'd had 3 no fault claims in the last 5 years, despite having over 20 years no claims bonus. You'd think that a claim that wasn't your fault would be disregarded but it doesn't seem to be the case.
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Torbayboy
Full Member
Posts: 848
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Re: work this out
« Reply #2 on: Apr 26th, 2019, 8:53pm » |
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It's the same old story, fart once and if they find out UP goes the premium.
Trouble is it's a no CLAIM bonus, not a no BLAME bonus, they'e all a pile of doo doo.
HTH Roy
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Cosworth Scorpio only 46 on the road now NOW down to 42.
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QuentinG
Full Member
I'm a YaBB newbie!
Posts: 152
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Re: work this out
« Reply #3 on: May 4th, 2019, 10:56pm » |
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Ouch, I am paying about £240 with ESure, hopefully at some point the car will become eligible for classic insurance but too young yet
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a900one
Full Member
A scorpio is for life not just for christmas
Posts: 980
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Re: work this out
« Reply #4 on: May 5th, 2019, 10:33am » |
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I should point out this is for two cars and a van and the scorp only costs £140 for the year, all on restricted mileage. 
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Torbayboy
Full Member
Posts: 848
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Re: work this out
« Reply #5 on: May 5th, 2019, 4:55pm » |
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Hi, Just a quick note ? nothings quick with me eh!
I pay around £160 on each of my Cosworths, Xander is still young and on the business Scorp (2.3) we pay around £350, and we all can drive it, mileages set at about 3-4,000 each, as we have many to drive if one goes over we drive a different one - sorted. With aviva I think, try confused.com - seems to work for us.
Keep Scorping Roy
 BEST Ford large saloon-ever.
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Cosworth Scorpio only 46 on the road now NOW down to 42.
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Dave2606
Newbie
Ford Nut
Posts: 4
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Re: work this out
« Reply #6 on: Sep 22nd, 2021, 8:18pm » |
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on May 4th, 2019, 10:56pm, QuentinG wrote:| Ouch, I am paying about £240 with ESure, hopefully at some point the car will become eligible for classic insurance but too young yet |
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i know this thread is 2 years old but its not that old to point out Hagerty will insure your car as a classic as I have my 1997 MK2 mondeo on 2000 miles max and agreed value with them. I would not put a modern classic with a normal insurer as if the worse happens they will lowball you on value of the car in the event of a write off or theft
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