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Topic: NEW insurance / tax / sorn rules 2011 (Read 1647 times) |
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Matt
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NEW insurance / tax / sorn rules 2011
« on: Dec 29th, 2010, 11:21am » |
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http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_18 6696
new insurance and tax rules
a quick run down as i understand it is that if a car is not used it muct be SORN whether is hiding in a field or on a drive way.
if a car is Tax'ed it must have a full annual insurance policy in force
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TiberiuS
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Re: NEW insurance / tax / sorn rules 2011
« Reply #1 on: Dec 29th, 2010, 11:31am » |
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Matt, I thought it had been that way for years now 
I've had the Capri SORN'd for about 8 years now. Heard at the time that the DVLA were cutting up funny and fining people who had cars registered to them with no SORN or tax.
Bruce.
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Bruce - '07 Jaguar XKR coupe, '95 Jaguar XJ Sport 4.0, '82 Ford Capri 2.0 Ghia, '15 Honda Civic (sloooooww..)
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #2 on: Dec 29th, 2010, 11:32am » |
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Looks a sensible idea, I wonder how easy it will be to work with the likes of car dealers, auction companies etc
I better get that uninsured/taxed motor on my drive sorted for the New Year! 
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on Oct 17th, 2011, 12:35pm, Simmo wrote:I give up !  Too much for an old boy! |
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #3 on: Dec 29th, 2010, 11:34am » |
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on Dec 29th, 2010, 11:31am, TiberiuS wrote:Matt, I thought it had been that way for years now
I've had the Capri SORN'd for about 8 years now. Heard at the time that the DVLA were cutting up funny and fining people who had cars registered to them with no SORN or tax.
Bruce. |
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Its currently possible to legally have a car (such as the one I have on the drive) which is Taxed but not insured, the new regulations will mean I will either have to insure it or SORN it.
They should go the whole hog and include the Mot 
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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Matt
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Re: NEW insurance / tax / sorn rules 2011
« Reply #4 on: Dec 29th, 2010, 11:34am » |
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And me but it now effect me with my scorpio, as in the spring i tax it for 6 months and then just insure it when i want to use it, but now it seems i have to insure it just to have it parked up when its not inuse, however in march i should be able to get my lot on traders insurance
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #5 on: Dec 29th, 2010, 11:36am » |
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Just SORN it when you dont use it
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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TiberiuS
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Re: NEW insurance / tax / sorn rules 2011
« Reply #6 on: Dec 29th, 2010, 11:50am » |
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Yep, I was thinking of the tax rules.
Seems a good idea if it works. They use the ANPR cameras a lot around here during the summer, seem to catch a lot of people with them. But then if you're legal, you've got nothing to worry about 
Like Matt though it's gonna cause a problem for me, I only ever keep one car insured full time, anything else I have just gets insured when I want to use it
Bruce.
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Bruce - '07 Jaguar XKR coupe, '95 Jaguar XJ Sport 4.0, '82 Ford Capri 2.0 Ghia, '15 Honda Civic (sloooooww..)
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TiberiuS
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Re: NEW insurance / tax / sorn rules 2011
« Reply #7 on: Dec 29th, 2010, 12:02pm » |
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on Dec 29th, 2010, 11:36am, Highlander wrote:| Just SORN it when you dont use it |
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Right. But I think Matt means that he was insuring it for short periods, that's what I was doing when I had the XJR-s. Wasn't using it over the winter so would just keep it parked up out of the way and insure it for a few days or a week at a time on temp insurance..expensive but still cheaper than doing the year in one go, kinda like 'pay as you go'.
Not sure if you can pull a car on and off SORN, week in, week out just like that?
Bruce.
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #8 on: Dec 29th, 2010, 12:03pm » |
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Sadly it looks like the days of running two or more cars is coming to and end.
I currently have one Sierra, one Scorpio a Suzuki jeep and a van on the road! 
preparing to cut that drastically as the insurance next year looks like its going to be too much
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #9 on: Dec 29th, 2010, 12:05pm » |
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on Dec 29th, 2010, 12:02pm, TiberiuS wrote:
Right. But I think Matt means that he was insuring it for short periods, that's what I was doing when I had the XJR-s. Wasn't using it over the winter so would just keep it parked up out of the way and insure it for a few days or a week at a time on temp insurance..expensive but still cheaper than doing the year in one go, kinda like 'pay as you go'.
Not sure if you can pull a car on and off SORN, week in, week out just like that?
Bruce. |
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You could theoretically, there is no limit on it, although its a wee bit extra work and you'd lose up to a months tax every time you did it.
Its going to cause problems
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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gozz
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Re: NEW insurance / tax / sorn rules 2011
« Reply #10 on: Dec 29th, 2010, 7:51pm » |
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I don't think the insurance database is sufficiently up to date for the ANPR,the DVLA is,so if it sees a currently taxed vehicle,that vehicle could be uninsured even though the alarm doesn't operate.This is just another futile attempt at sewing up the naughty motorist
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Scorpio_Mike
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Re: NEW insurance / tax / sorn rules 2011
« Reply #11 on: Dec 29th, 2010, 7:51pm » |
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What a PITA 
Says 'From early 2011' but no start date for this new rule
Gonna have to SORN the Scorpio for a couple of months now as I'm running a Jeep through the winter...then I'll have to SORN the Jeep and get the the Scorpio re-taxed and so on...
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TiberiuS
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Re: NEW insurance / tax / sorn rules 2011
« Reply #12 on: Dec 29th, 2010, 9:33pm » |
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It's all a bit of a grey area anyway, like needing valid insurance and MOT to apply for a tax disc. Yep, I realise why it's done that way but it's a nightmare if all 3 need renewing at the same time
My tax expires at the end of Nov, insurance is renewed on the 28th Nov, MOT is usually around the 20th Nov. Used to be fine, I used to apply for the new disc online about a week before and the DVLA would send it (presumably because I had valid insurance at the time I applied), now it won't accept my application any more becuase it realizes the insurance renews 2 days earlier than the tax
Now I have to do it at the Post Office, take the current insurance and the letter saying that it'll be automatically renewed on 29th Nov and explain it to them, usually common sense prevails and they give me the disc.
Grrr
Bruce.
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #13 on: Dec 30th, 2010, 9:24am » |
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tax it for 6 months next time and make your yearly renewal at the end of May
I'm just waiting for them to start charging for SORN now!!
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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PJDavis
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Re: NEW insurance / tax / sorn rules 2011
« Reply #14 on: Dec 30th, 2010, 9:38am » |
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on Dec 30th, 2010, 9:24am, Highlander wrote:tax it for 6 months next time and make your yearly renewal at the end of May
I'm just waiting for them to start charging for SORN now!! |
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That is definitely on the cards. I know someone in the civil serv' that deals with transport, first indications are to start in Wales or Scotland with an annual charge of £40. Just to see the reaction!
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Highlander
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Re: NEW insurance / tax / sorn rules 2011
« Reply #15 on: Dec 30th, 2010, 9:59am » |
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I will go to jail before I pay it!
Would cost me nearly £1000 a year!
Now who's my local MP.........
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on Oct 17th, 2011, 12:35pm, Simmo wrote:| I give up ! Too much for an old boy! |
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Toriitom
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Re: NEW insurance / tax / sorn rules 2011
« Reply #16 on: Dec 30th, 2010, 4:24pm » |
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I'm with you, Highlander.
I would go to jail too as I'm not going to pay the government for something that is mine and is on my property.
When I go on the road with one of my vehicles then they can charge me.
Tom
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gozz
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Re: NEW insurance / tax / sorn rules 2011
« Reply #17 on: Dec 31st, 2010, 10:39am » |
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Too true lads,I've got ten vehicles on the road,soon need to employ a "vehicle documentation clerk",no doubt the big hauliers already have them !!!
As Al Murray says "if we had too many rules where would we be,Germany"
GOZZ.
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Scorpio_Mike
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Re: NEW insurance / tax / sorn rules 2011
« Reply #18 on: Dec 31st, 2010, 11:23am » |
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Have just SORN'd the Scorpio and sent the tax disc back - it was totally useless in the recent snow and ice - couldn't even get out of the estate where I live - and with the possibility of more snow over the next couple of months I am now running around in a 4x4 Jeep Cherokee for the rest of the winter. Good points - it came with 11 months MOT and taxed till the end of May and had no problems at all with the arctic conditions, only bad point so far is 16.5mpg but it is a 4 litre petrol engine...lucky my annual mileage is quite low.
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