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        General >> Give/Need advice to/from others >> Insurance - 12v - 24v more or same
        
(Message started by: MARTIND on Apr 9^th, 2007, 12:33pm)

Title: Insurance - 12v - 24v more or same
Post by MARTIND on Apr 9^th, 2007, 12:33pm

Sure i've seen somewhere on this site stating the insurance is the same for a 12v 2.9 and a 24v cosworth 2.9

might have to start looking for a upgrade if it's true

Title: Re: Insurance - 12v - 24v more or same
Post by craig on Apr 9^th, 2007, 12:54pm

well the 12V is listed as a group 13,and the 24V is listed as a group 15/16 depending on company,so all in all there wont be too much in it.....
age and location does bear a factor as well though...
buy IMHO probably talking a difference of 10's of £'s as opposed to 100's.....

Title: Re: Insurance - 12v - 24v more or same
Post by scorpio_man on Apr 9^th, 2007, 12:56pm

hi there

going by an old parkers guide, the 2.0 8v was in group 12, the 2.0 16v was in group 13, the 12v was in group 13, the 2.3 was group 15, and the 24v was mainly in group 16.

going by that then, the 24v could be more expensive to insure, but you need to take in to account age, location, job, discount, etc, etc......

hth

Title: Re: Insurance - 12v - 24v more or same
Post by MARTIND on Apr 9^th, 2007, 1:45pm

Title: Re: Insurance - 12v - 24v more or same
Post by TiberiuS on Apr 9^th, 2007, 2:40pm

I don't get this insurance grouping thing.

My 2.3 Scorp cost me £890 last year (fully comp, 3 years NCB). Swapped it for the Jag (IG 18 or 19 I think) and it only cost me £810 - fully comp, honest mileage/value etc. When I'm 25 I'll be able to insure it on a classic policy for about £350. Got the car valued at £6k on the policy, what I'd get if anything happened is another matter though >:(. When I was going to buy a Cosworth last year it wasn't a lot more than the 2.3, about £80 as I remember.

Old man's cars you see (no offence to our senior members, Mike ;) ;D). It pays to have a shop around on the net, you might get a very nice surprise ;)

Regards, Bruce.

Title: Re: Insurance - 12v - 24v more or same
Post by craig on Apr 9^th, 2007, 3:47pm

judging by the message under your name Martin,your probably paying wads for the bike ( ;),nice one BTW)....
so the 24V might not suffice ;)

Title: Re: Insurance - 12v - 24v more or same
Post by the_boogeyman on Apr 9^th, 2007, 4:25pm

i got a great suprise my 24v is still classed as a 12v for some unknown reason

Title: Re: Insurance - 12v - 24v more or same
Post by Scorpius on Apr 9^th, 2007, 5:42pm

The insurance on my 24v was only £11 more than my 2.3.

Ian

Title: Re: Insurance - 12v - 24v more or same
Post by Spannerdemon on Apr 9^th, 2007, 10:36pm

Quote:

Old man's cars you see (no offence to our senior members

Cheeky Young Whippersnapper!! You should have more respect for us more well-honed members.... ;D ;D

After all I only pay £146 a year FULLY COMP....72% No Claims........ }{ }{ }{ }{

How about you Mike......!! ;D

Title: Re: Insurance - 12v - 24v more or same
Post by drawlings on Apr 10^th, 2007, 8:22am

I found that using Admiral as my insurance company was better and cheaper for my cossie. I am paying on a ten month policy around £800 with 2 Years NCB, 1 accident and 6 points.

Title: Re: Insurance - 12v - 24v more or same
Post by jonnycab on Apr 10^th, 2007, 10:25am

Well....I've not made a claim since I was 19 (apart from the odd windscreen)....so that's 20 years worth of NCB & the past 8 years on a taxi policy.

I've only got 3 points which will be spent come November.

Last year my taxi renewal on my 2.3, which is fully comp & includes full public liability (worth a million quid) & £30K legal cover was only £940.

I know other cabbies who are paying up to £4000 for the same policy & can't believe I pay so little....but then again, they do tend to make a couple of claims every year & go to court every so often to plead with the judge not to take their driving license away....again ::)

Years of carefull driving has meant that my yearly premium can as much as 75% cheaper than some of my 'careless driving' comrades ;)

P.S.....last years fully comp, classic insurance on the MK1 Granny was £125 ;D

Title: Re: Insurance - 12v - 24v more or same
Post by Spannerdemon on Apr 10^th, 2007, 11:02am

Quote:

Years of carefull driving has meant that my yearly premium can as much as 75% cheaper than some of my 'careless driving' comrades

That's the secret Jonny. As You, Mike and I know. ;) Let the speed merchants get on with losing their no-claims.

Title: Re: Insurance - 12v - 24v more or same
Post by dan_the_man on Apr 10^th, 2007, 11:16pm

my insurance was £ 380 for a 12v and £ 404 for a cossie. I got a cossie ! I am 28 years old and I have 5 yrs no claims .

Title: Re: Insurance - 12v - 24v more or same
Post by Waglet on Apr 11^th, 2007, 3:44pm

swiftcover.com £186.00, 5 years no claim, I am an old geezer tho`. I like swiftcover because you don`t speak to any one and you print your own certificate. (24V)