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        General >> Give/Need advice to/from others >> Insurance 
        
(Message started by: Highlander on Dec 7^th, 2008, 12:05pm)

Title: Insurance
Post by Highlander on Dec 7^th, 2008, 12:05pm

I've just renewed my insurance , moved from the company I've been with for the last two years.

Now if anyone remembers when I fitted a 2.0 diff to my 24v and told the insurance about it because it was a mod I got a surprising reply saying there was no additional increase in the premium.

Now I always though this was a mistake on their part but i had it written on my details so i assume i'm covered.

Anyway I assumed this time with the new insurance company they would pick it up and i'd get a hefty quote.

But no...

"As the part fitted to the vehicle is from a lower performace model there will be no additional premium!"

Now as this mod takes about a second and a half off your 0-60 time it is a huge performance mod,
I just wonder if I increased the engine BHP enough to give me the same performance what the premium would be ;

Definitely a wee loophole ;)

Title: Re: Insurance
Post by mr._floppy on Dec 8^th, 2008, 12:55am

Highlandman, you're far too honest for this world ::)

Who's to know you've changed the diff ?

Anyhoo, the diff, while it may increase your 0-60 time, isn't really a performance item as the engine output is the same and the car's top speed is relatively unaltered.

Title: Re: Insurance
Post by Highlander on Dec 8^th, 2008, 9:16am

erm true but it makes it a LOT quicker off the mark, which I reckon is an improvement in performance however you look at it ;)