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        General >> Off Topic Subjects >> Insurance
        
(Message started by: Butterfingers on Sep 8^th, 2006, 12:19pm)

Title: Insurance
Post by Butterfingers on Sep 8^th, 2006, 12:19pm

Do most people insure fully comp or just go for 3rd party fire and theft? Just thinking about the low value of the Scorps.

Title: Re: Insurance
Post by cossie_al on Sep 8^th, 2006, 12:23pm

I would say it depends on the deal mate,
Its worth asking the question if the excess changes or not on one of my policies there was a difference of £30.00 between fully comp and tpft but the excess on the fully comp dropped by £50.00 never did work out why ???

Title: Re: Insurance
Post by Highlander on Sep 8^th, 2006, 12:25pm

I'm normally TPF&T but i'm fully comp this year because it was only £60 more than TPF&T

Title: Re: Insurance
Post by taliban on Sep 8^th, 2006, 12:41pm

depends on your own circumstances and the kind of deal.
where possible go for full comp but always spend time to hunt around and always read the small print for dodgy clauses, and if possible pay for it outright, paying monthly is convenient but remember they charge interest on it.

Title: Re: Insurance
Post by bizzay1 on Sep 8^th, 2006, 2:05pm

I have fully comp on the one that I am the sole driver of and the other is insured tpf&t with the wife as a named driver, I would go fully comp on this one as well but the cost is so great due to having all my no claims on the first one