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        General >> Off Topic Subjects >> Pay as you go car insurance 
        
(Message started by: PeteB on Nov 4^th, 2007, 1:48pm)

Title: Pay as you go car insurance
Post by PeteB on Nov 4^th, 2007, 1:48pm

Anyone trying it at the mo ?

http://www.norwichunion.com/pay-as-you-drive/index.htm

My renewal's not until the new year but I'm keen to find peoples views on this such as do they make a mess when they fit the box in your car ?

Pete

Title: Re: Pay as you go car insurance
Post by Robiko on Nov 4^th, 2007, 6:47pm

I just got a quote from them for an estimated 3000 miles per year, only £60 cheaper than my normal policy with unlimited mileage, hardly worth it I think...

Title: Re: Pay as you go car insurance
Post by PeteB on Nov 4^th, 2007, 7:18pm

Although you pay the £95 only once for installing the box subsquent years will be less. Although they only guarantee the price for the first year which is a bit daft :o

"premiums paid in return for cover under your insurance policy for the first 12 months is greater than the total amount you would have paid for the same period under a Norwich Union Direct motor insurance policy, then we will refund you the difference"

Being a younger motorist with a claim to my name I can see this being handy :)

Pete

Title: Re: Pay as you go car insurance
Post by Tons_of_fun on Nov 4^th, 2007, 7:23pm

Tried them earlier as my insurance is up on the 22nd.OMG :o :o...£200 more expensive than my renewal.A nice idea ,but too expensive im afraid

Title: Re: Pay as you go car insurance
Post by PeteB on Nov 4^th, 2007, 7:57pm

Whats you age tonnes of fun ?

I'm 25 with a claim to my name and it should save me about £150.00

Title: Re: Pay as you go car insurance
Post by Tons_of_fun on Nov 5^th, 2007, 1:08am

Pete im 36 with 6 years no claims & hold an RAC advanced driving qualification,(dont all laugh at once) ;D ;D. car is garaged over night & has a high level of security (clifford concept 50).My problem is "A" my postcode & "B" my profesion (Tree fellar).Best quote i,ve had so far is from Hyperformance which is £276 TPFT.Some how i dont think anyone is going to beat that

Title: Re: Pay as you go car insurance
Post by ferretmobile on Nov 8^th, 2007, 2:16pm

£298 full comp........churchill :) for a 99 reg 2.3

But I am a grumpy old git, so maybe thats why. }{

Title: Re: Pay as you go car insurance
Post by Robiko on Nov 8^th, 2007, 9:19pm

£350 fully comp, Directline, for a '96 Scorpio Cosworth...Norwich Union wanted £410 for estimated 3000 miles...hmmm...no thanks ;)

Title: Re: Pay as you go car insurance
Post by drawlings on Nov 9^th, 2007, 10:28am

I pay £500 fully comp, from 'Morethan' for a 96 cosworth. That includes 6 points and 1 accident. And I am only 26

Title: Re: Pay as you go car insurance
Post by Highlander on Nov 10^th, 2007, 12:18pm

I always go TPF&T under £200 for 24v with "modded" diff. but im in a good area and 38

Title: Re: Pay as you go car insurance
Post by cuzza on Nov 13^th, 2007, 9:40pm

:D £214 fully comp 24v unmodifiyed 45 yrs young 8) oh ....direct line

Title: Re: Pay as you go car insurance
Post by Robiko on Nov 15^th, 2007, 8:56pm

"£214 fully comp 24v unmodifiyed 45 yrs young oh ....direct line"

- how did you manage that? Directline charges me £355 fully comp, I'm 41 with five years protected no claims...perhaps it's also affected by area (I live in Surrey)...

Time to give them a call and see what's going on, £141 is one hell of a difference...

Title: Re: Pay as you go car insurance
Post by Tons_of_fun on Nov 16^th, 2007, 2:29pm

Post codes make all the difference.4 years ago i lived in tamworth (B79) & had a 95 Jag XJ6 Sport (4.0l) With 19" alloys ,powerflow exhaust & A Jaguar power upgrade (chip).Now i live in chelmsley wood (B37) drive a 96 12v estate Am 4 years older with 4 years more no claims & im still paying slightly more than i did with the jag.Lowest quote i could get was just under £280 tpft,but had to have additional immobilisers fitted to my existing security (standard pats + clifford concept 50) !!!.I,ve now gone with the AA.£315 tpft With a £200 excess,but have an AGREED VALUATION of £2000 ;D ;D