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        General >> Off Topic Subjects >> Insurance Advice
        
(Message started by: - Mike - on Sep 17^th, 2008, 7:09pm)

Title: Insurance Advice
Post by - Mike - on Sep 17^th, 2008, 7:09pm

Several years ago I bought the wife a car to learn to drive in, but as to date she hasn't driven it and hasn't had any lessons. Therefore there was only me using it which I did for four years before cancelling the insurance and taking it off the road. So to date she has four years no claims (valid for two years after cancellation I believe).
I now have the opportunity to trade the car against another (cheaper to run than the Scorpio) but feel that the insurance may be too difficult/costly to get for her on the new car and so would probably need to register it in my name, hence the new problem I need to insure this as well the Scorpio.
Are there, for example, companies out there who will insure two cars on one policy OR allow your no claims to be duplicated on another policy? I know there is multi-car policies but aren't they for two drivers?
Starting a new policy for me without any no claims would make it impossible to accept the new car.

Thanks :)

Title: Re: Insurance Advice
Post by Snoopy on Sep 17^th, 2008, 7:32pm

I think you have just got to shop around in todays market and get some quotes for what you require . YOU may well be pleasantly suprised.
I hope so .

Title: Re: Insurance Advice
Post by bizzay1 on Sep 19^th, 2008, 7:52pm

I had insurance on a second car, it was the wifes but in my name, and a company called quoteline direct honored my ncd which I was using on the scorp as well with a different company (privelage I think), it made it all afordable because the wife uses her ncd on her mini bus that she uses for her business

http://www.quotelinedirect.co.uk/

Title: Re: Insurance Advice
Post by v4-max aka Cheekyboy1 on Sep 19^th, 2008, 9:51pm

be careful some companys lapse ypur ncd after 1 year. admiral do a multi car policy was going to go with them myself but they refused to insure me again. dont ask long story.

Title: Re: Insurance Advice
Post by Fitzy on Sep 25^th, 2008, 3:15pm

More Than duplicated my full no claims bonus for my wife when she came off her aunts policy 2 years ago now as she was only a named driver on aunts policy, she had been doing this for years before we met. I believe they and others still do this.

My commercial van insuranace companyt also duplicated my private full no claims bonus when i bought a van for my shop 3 years ago.

So shop around and ask questions, what's the worst that can happen, "The computer say's NO"

Good luck

Fitzy

Title: Re: Insurance Advice
Post by pinto on Sep 29^th, 2008, 11:08pm

on 09/19/08 at 21:51:05, v4-max aka Cheekyboy1 wrote:

be careful some companys lapse ypur ncd after 1 year. admiral do a multi car policy was going to go with them myself but they refused to insure me again. dont ask long story.

[]

I could recant my experiences with "admiral" and im sure you'd be nodding along :) - mine came down to a premium payment they claimed i owed and i had proof I didnt :)

Means now i get flat refused by Admiral, Elephant, Bell.......

Like I care
::)

Title: Re: Insurance Advice
Post by v4-max aka Cheekyboy1 on Oct 4^th, 2008, 1:03am

[] [] [] ::) ::) ;D ;D 8) 8)