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        General >> Insurance Matters/Advice >> Rant time 
        
(Message started by: Tons_of_fun on Jan 24^th, 2010, 3:22pm)

Title: Rant time
Post by Tons_of_fun on Jan 24^th, 2010, 3:22pm

Just had my renewal through yesterday & to my horror it has gone up by almost £300 :o :o >:(. Bearing in mind i have been using my current insurer for the last 5 years i decided to give them a call & question why in 5 years of not making a claim have they stung me ? 'Post code rating' apparently / ? ? :-/. Well thats a new one on me ::) So i have spent the last 3 hours trawling the net trying to find a cheaper quote :'( The best i have found so far is £649 :o :o :o WTF !!! Im a 38 y/o, married dad of 2 who does possibly one of the dullest jobs ever & is lucky if i cover more than 6,000 miles a year ! So what do you think is the real reason behind the premium hikes eh ? ? More than likley it's fraudulent claims due to the credit crunch. Just wish they would be honest about it. Right then my target is to get my policy down to £400 or under ::) Wish me luck :)

Title: Re: Rant time
Post by Scorpio_Mike on Jan 24^th, 2010, 3:37pm

Seems a bit steep :o

Have you asked the Meerkats ;D

Got mine through Hastings Direct - under £300

Oh, and good luck ;)

Title: Re: Rant time
Post by Robzere31 on Jan 24^th, 2010, 5:21pm

Yep, I was quoted £645 TPFT for a DY4 postcode, yet my work postcode of B97 which is only 25 miles aways is £428

It's been said before that some companies just don't like the Scorpio.

I had a quote for a 24V & it was only £40 more to insure than my diesel ???
Also had a quote for a 3L Omega & that was £80 cheaper than my diesel.

Title: Re: Rant time
Post by tonyboy on Jan 24^th, 2010, 6:04pm

Got mine through Hastings essentials......... About £209 fully comp....... 2.9 24V.... I'd shop around....

Title: Re: Rant time
Post by Tons_of_fun on Jan 26^th, 2010, 8:33pm

It would seem my postcode has cursed me >:( The best i have found so far is AXA @ 470 fully comp. Looks like i'll be hitting the yellow pages this saturday ::). So Rob. You work in the B97 postcode then. I lived in Tamworth for 9 years. Had all sorts of exotica ( Porsche 928, Overfinch Rangie ) & never had a problem with insurance. Just goes to show you how much the neighbourhood scallys have an effect eh !

Title: Re: Rant time
Post by Tons_of_fun on Jan 30^th, 2010, 11:02am

Result at last ;D. Thanks to my 'eagle eyed' better half ( she spotted a 'beat any genuine quote' footnote on my renewal ) & a LOT of phoning around i've got my insurance down to £330 :). Im a happy boy once again ;D ;D ;D

Title: Re: Rant time
Post by gost on Jan 30^th, 2010, 11:35am

Who with

Title: Re: Rant time
Post by scammell_tipper on Jan 30^th, 2010, 4:41pm

i have just changed my insurance from fortis 473.00 to quinns direct 347.00.full ncb,windscreen exc 60.00. 9 yrs ncb 5000 miles 98/2.3 value 1000 +breakdown. i live in n/london regards.

Title: Re: Rant time
Post by Tons_of_fun on Jan 30^th, 2010, 6:21pm

Hiya Bruce. I bargained with my current insurer ( Adrian Flux ) :). Daft old me didnt bother to read ALL of the renewal notice & missed the little 'beat any like for like quote' footnote at the bottom of the page. Sooooooo....... I hit the yellow pages & found a broker who quoted me £340 for basically the same as my previous cover. I then went back to Adrian Flux who beat it by a tenner ;). I could probably get a slightly better deal, but TBH i really cant be bothered with phoning around anymore. ::) ;D

Title: Re: Rant time
Post by gost on Jan 30^th, 2010, 8:03pm

well done Craig

Title: Re: Rant time
Post by Kenboy on Feb 11^th, 2010, 7:02pm

Just changed from Churchill £330 to Tha AA £144.38, nigh on identical cover.

Kenboy

Title: Re: Rant time
Post by Kenboy on Feb 11^th, 2010, 7:03pm

Fully Comp

Title: Re: Rant time
Post by Kenboy on Feb 20^th, 2010, 7:02am

Yes Fully Comp, Nigh on identical to Churchill, Excess, Breakdown cover, Windscreen etc, the only difference is legal protection (£22.00) which I may take up at a later date I live in a good postal code area OX28 and have maximum no claim bonus, approx 3000 miles pa and safe parking.

Kenboy