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        General >> Insurance Matters/Advice >> Crazy Insurance!!!!
        
(Message started by: Daniel on Aug 15^th, 2013, 6:44pm)

Title: Crazy Insurance!!!!
Post by Daniel on Aug 15^th, 2013, 6:44pm

Hi all
Not long ago i had a quote of around 496 per month for my 24v.
i have just put in my details on a insurance comparison site and was i in for a shock.
I had had a quote before but not knowing what job i will get. Now i have a good possiblity of being a dog handler at my local dogs home so i put this in with all my details and........
The cheapest is
1st monthy payment of 2011.56 :o :o :o :o
10x monthly payments of 889.68 :o :o :o :o
plus it from GOGirl ;D ;D
One of them wants 1391.31 per month.
Just a joke, how am i supposed to use my scorpio >:( :(

Title: Re: Crazy Insurance!!!!
Post by Andycan on Aug 15^th, 2013, 8:20pm

And they recon car insurance has gone down lol.

Title: Re: Crazy Insurance!!!!
Post by Daniel on Aug 15^th, 2013, 8:26pm

i know lol its ridiculous. dont know how young drivers are supposed to get insured. Maybe its because its a scorpio and not a corsa ::) still wont put me in a corsa or other little car though ;D

Title: Re: Crazy Insurance!!!!
Post by gozz on Aug 15^th, 2013, 9:32pm

Never mind Dan,you'll soon be able to set the dogs on em ;D It's a sure fact that someone like me can be paying insurance for 50 years without incident and being relieved of many thousands of pounds,then a small happening has them looking for some reason not to pay out,then actually doubling my renewal premium "because you had that scrape",thus I would have been paying for the third party scrape and my premium both in full,my vehicle was unscathed,so no cost to the insurers in that respect.They are legalised daylight robbers the bloody lot of em,and it's past time that they were investigated in depth.
Needless to say I did not take them up on their double premium,and went to pastures new.

Title: Re: Crazy Insurance!!!!
Post by Daniel on Aug 16^th, 2013, 7:49am

This is why alot of people drive without insurance, the fine IF they get caught is less than they have been quoted ::)

Title: Re: Crazy Insurance!!!!
Post by Scorpio_Mike on Aug 17^th, 2013, 10:11am

Although my Scorpio is currently stuck in a garage & I'm not using it [ SORN'd ], I've had an automated quote through from the AA for just £136.25 comp for a year.

Title: Re: Crazy Insurance!!!!
Post by Andycan on Aug 17^th, 2013, 12:09pm

They quoted me around £600 a year fully comp.

Title: Re: Crazy Insurance!!!!
Post by Mike H on Oct 16^th, 2013, 6:47pm

Interesting that they think a dog handler is a higher risk! How does that work then? ;D

Me, £387 this year, but was £519 last year. OK got it lower this year but lost 'can drive any other car' and limited to 1,000 miles. :-/

Title: Re: Crazy Insurance!!!!
Post by fieldashley on Oct 16^th, 2013, 7:40pm

That's crazy I bought my Scorpio when I was 22 and cost £800 a year, still got the same scorpio now at age 26 and pay £298 a year...

Title: Re: Crazy Insurance!!!!
Post by Andycan on Oct 16^th, 2013, 9:17pm

I think the insurance premium goes down once you reach 25

Title: Re: Crazy Insurance!!!!
Post by TiberiuS on Oct 20^th, 2013, 2:26pm

Yep, it does go down after you reach 25 or so. Once you have 4 or 5 years NCB , that should make a big dent in the cost.

I insured my XKR this year with Privelege fully comp for £580 (I'm 28 with 9 yr NCB)..that said, I have a huge voluntary excess, though I'd never ever claim unless the car got totalled or something. But it shows that it goes down before you hit 30, the first year I insured my Scorpio when I was just turned 20, that was over £1500..

Problem is, a lot of insurance companies shaft you on the 2nd year, so I'm waiting to see what the renewal is in Feb. Like with my XJ, it's on a fully comp classic policy (it does virtually no mileage), that was all good, something like £130 last year...but this year they wrote to me saying they couldn't re-negotiate the same policy and it jumped to £200. Yet if I go online I can still find the policy from them for the original cost as a 'new customer' :-/

Insurance is one of those things, it's a necessary evil...like they say there's no such thing as an honest car dealer (I haven't found one yet ;)), there's no such thing as a decent insurance company :-/

I feel your pain Dan :)

Bruce.

Title: Re: Crazy Insurance!!!!
Post by TiberiuS on Oct 21^st, 2013, 12:14am

on 08/15/13 at 18:44:17, Daniel wrote:

The cheapest is
1st monthy payment of 2011.56 :o :o :o :o
10x monthly payments of 889.68 :o :o :o :o
plus it from GOGirl ;D ;D

Dan,

Just saw how old this thread is, but...

A few years back, my Aunt insured me as second driver for her car (I was too young for my insurance to cover me to drive other cars). Sounded great and all, but turns out she'd insured it with Sheila's Wheels :(

I'd have died a million deaths if I'd been pulled by the fuzz and had to tell them who my insurance company was ::)

Bruce.