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        General >> Insurance Matters/Advice >> work this out
        
(Message started by: a900one on Apr 26^th, 2019, 9:50am)

Title: work this out
Post by a900one on Apr 26^th, 2019, 9:50am

I have been getting some prices to renew my insurance as its now £500 to renew with present insurer. I have been doing this on line, got a very good price and tried to buy it, but it would not let me. I rang their customer service to see what I was doing wrong and found out I had missed out an accident that had happened 2 years ago. This was a no fault accident on my part, hit in the rear by a woman who I am sure was playing with her phone. He said he could complete the purchase for me but when I asked what price he was looking at it was £95 more. I asked why It was so much more and he said because I had been hit I was more likely to have an accident now and was a bigger risk :o

Title: Re: work this out
Post by FlefasaurusRex on Apr 26^th, 2019, 11:54am

That seems to be the way things work nowadays, my insurance company refused to add my mother as a named driver unless I doubled my premium because she'd had 3 no fault claims in the last 5 years, despite having over 20 years no claims bonus. You'd think that a claim that wasn't your fault would be disregarded but it doesn't seem to be the case.

Title: Re: work this out
Post by Torbayboy on Apr 26^th, 2019, 8:53pm

It's the same old story, fart once and if they find out UP goes the premium.

Trouble is it's a no CLAIM bonus, not a no BLAME bonus, they'e all a pile of doo doo.

HTH Roy

Title: Re: work this out
Post by QuentinG on May 4^th, 2019, 10:56pm

Ouch, I am paying about £240 with ESure, hopefully at some point the car will become eligible for classic insurance but too young yet

Title: Re: work this out
Post by a900one on May 5^th, 2019, 10:33am

I should point out this is for two cars and a van and the scorp only costs £140 for the year, all on restricted mileage. ;)

Title: Re: work this out
Post by Torbayboy on May 5^th, 2019, 4:55pm

Hi, Just a quick note ? :o nothings quick with me eh!

I pay around £160 on each of my Cosworths, Xander is still young and on the business Scorp (2.3) we pay around £350, and we all can drive it, mileages set at about 3-4,000 each, as we have many to drive if one goes over we drive a different one - sorted. With aviva I think, try confused.com - seems to work for us.
Keep Scorping Roy
:) ;) BEST Ford large saloon-ever.

Title: Re: work this out
Post by Dave2606 on Sep 22^nd, 2021, 8:18pm

on 05/04/19 at 22:56:40, QuentinG wrote:

Ouch, I am paying about £240 with ESure, hopefully at some point the car will become eligible for classic insurance but too young yet

i know this thread is 2 years old but its not that old to point out Hagerty will insure your car as a classic as I have my 1997 MK2 mondeo on 2000 miles max and agreed value with them. I would not put a modern classic with a normal insurer as if the worse happens they will lowball you on value of the car in the event of a write off or theft